Cards Off Selects Sterling Commerce Solution to Combat Online Fraud and Ensure a Secure Order-to-Delivery Process

Online Transaction Provider Implements Sterling Multi-Enterprise Finance Gateway to Raise the Satisfaction and Security of the E-Shopping Experience


SAN ANTONIO, TX--(Marketwire - April 29, 2009) - Sterling Commerce Customer Connection -- Sterling Commerce, an AT&T Inc (NYSE: T) company, today announces that Cards Off, an online payment-transaction provider, has selected Sterling Multi-Enterprise Finance Gateway to provide consumers and retailers with secure end-to-end online transactions, from order to delivery.

Cards Off enables customers to purchase goods on the Internet while safeguarding their personal information. With Sterling Multi-Enterprise Finance Gateway, Cards Off is able to provide an innovative, value-added service for on-line transactions, ensuring that payments are secure, that personal identities are protected and that all deliveries are fulfilled successfully.

Sterling Multi-Enterprise Finance Gateway acts as a central hub for the automated and secure exchange of information between the bank, the web merchant, the logistics provider and the customer. It benefits both the web merchant and Cards Off customers:

--  For web merchants, accountable for protecting against risk, it
    maximizes the revenue opportunity by protecting against payment fraud or
    identity theft and eliminating errors caused by manual intervention.
--  For customers, it helps to improve the online shopping experience by
    capturing user identities securely and quickly, enabling customers to
    purchase goods without repeatedly submitting their debit or credit card
    details. The ease of the shopping experience results in enhanced customer
    loyalty.
    

Denis Gautier, Chief Technology Officer, Cards Off, said: "Online transactions involve extremely complex processing, connecting multiple partners across the supply chain. Sterling Multi-Enterprise Finance Gateway plays a critical role in facilitating the information exchange across financial and logistics processes, enabling us to provide secure, end-to-end transactions. Ultimately, this allows us to meet the needs of our customers, consistently delivering on client satisfaction while remaining cost effective. It also will act as a reliable, scalable and secure platform that will support our goal for geographic expansion."

Sterling Multi-Enterprise Finance Gateway integrates with the Cards Off SAP-enabled ERP system, centralizing and administering the flow of transaction data. It also ensures Cards Off complies with data integration standards required by the relevant banks, enabling Cards Off to be one of the very first 'payment institutions,' as defined by the European Community Payment Services Directive.

Jim Gahagan, Global Financial Services Industry Executive for Sterling Commerce, said: "Centralized administration helps to provide visibility into the supply chain so that Cards Off can extend its processes and transaction information to third-party companies implicated in the order, be they in the financial value chain or the physical supply chain. The solution is straight-forward and offers a quick route between all points of contact, whilst maintaining reliability and security."

Founded in France in 2005, Cards Off is a payment institution as defined by the European community Payment Services Directive 2007/64/CE of 13th November 2007. Cards Off has invented an innovative way of securing sales transactions from purchase to delivery. Cards Off has been recognized as a Young and Innovative Company (Jeune Entreprise Innovante). The company has floated on the Paris Stock Exchange and has been selected as one of the most promising companies of 2008 by the Californian firm Tech Crunch. For more information on Cards Off: www.cardsoff.com

About Sterling Commerce

Sterling Commerce, an AT&T Inc (NYSE: T) company, helps companies optimize and transform their Business Collaboration Network to accelerate revenues and reduce costs. More than 30,000 customers worldwide use Sterling Commerce applications and integration solutions to connect, communicate and collaborate inside and outside their enterprise. Headquartered in Columbus, Ohio, Sterling Commerce has offices in 24 countries. More information can be found at www.sterlingcommerce.com.

Contact Information: For more information, contact: Julie Redard Sterling Commerce (978) 513-6386 Julie_Redard@stercomm.com Jamie Leicht Fleishman-Hillard (619) 237-7711 jamiemarie.leicht@fleishman.com