First Horizon National Corp. To Announce Third Quarter Earnings and Host Conference Call On Oct. 21


MEMPHIS, Tenn., Oct. 7, 2004 (PRIMEZONE) -- First Horizon National Corp. (NYSE:FHN) will release third quarter results in a news release prior to the market opening on Thursday, Oct. 21. Management will also host a conference call at 11:00 a.m. Eastern Time on Oct. 21 to review earnings and performance trends.

Conference Call Information

Callers wishing to participate in the call may dial toll-free starting at 10:45 a.m. Eastern Time Oct. 21 by dialing (800) 441-0022. The conference will be webcast live through the investor relations section of FHN's Web site. To access the webcast, visit http://www.shareholder.com/ftb/medialist.cfm.

A replay of the call will be available until Thursday, Nov. 4, by calling (888) 203-1112 or (719) 457-0820 for international participants. The passcode is 887153. The event will be archived and made available by 2 p.m. Eastern Time Oct. 21 on First Horizon's Web site at www.FirstHorizon.com.

About First Horizon

The 12,000 employees of First Horizon National Corp. (NYSE:FHN) provide financial services to individual and business customers through hundreds of offices located in more than 40 states. The corporation's three major brands -- FTN Financial, First Horizon and First Tennessee -- provide customers with a broad range of products and services including:


 --  Capital markets, with one of the nation's top underwriters of
     U.S. government agency securities

 --  Mortgage banking, with one of the nation's top 15 mortgage
     originators and servicers, which earned a top-10 ranking in
     customer satisfaction from J.D. Power and Associates

 --  Retail/commercial banking, with the largest market share in
     Tennessee and one of the highest customer retention rates of any
     bank in the country

FHN companies have been recognized as some of the nation's best employers by AARP, Working Mother, Business Week and Fortune magazines. FHN also was named one of the nation's 100 best corporate citizens by Business Ethics magazine. More information can be found at www.FirstHorizon.com.



            

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