First Horizon National Corp. Reschedules Time for Conference Call Scheduled for October 21


MEMPHIS, Tenn., Oct. 8, 2004 (PRIMEZONE) -- Following the announcement of its third quarter financial results on Oct. 21, First Horizon National Corp. (NYSE:FHN) will now host its conference call at 9:00 a.m. Eastern Time to review earnings and performance trends. The 9:00 a.m. time is a modification of an earlier announcement.

Conference Call Information

Callers wishing to participate in the call may dial toll-free starting at 8:45 a.m. Eastern Time Oct. 21 by dialing (800)441-0022. The conference will be webcast live through the investor relations section of FHN's Web site. To access the webcast, visit http://www.shareholder.com/ftb/medialist.cfm.

A replay of the call will be available until Thursday, Nov. 4, by calling (888)203-1112 or (719)457-0820 for international participants. The passcode is 887153. The event will be archived and made available by noon Eastern Time Oct. 21 on First Horizon's Web site at www.FirstHorizon.com.

About First Horizon

The 12,000 employees of First Horizon National Corp. (NYSE:FHN) provide financial services to individual and business customers through hundreds of offices located in more than 40 states. The corporation's three major brands -- FTN Financial, First Horizon and First Tennessee - provide customers with a broad range of products and services including:



  --  Capital markets, with one of the nation's top underwriters of
      U.S. government agency securities;

  --  Mortgage banking, with one of the nation's top 15 mortgage
      originators and servicers, which earned a top-10 ranking in
      customer satisfaction from J.D. Power and Associates;

  --  Retail/commercial banking, with the largest market share in
      Tennessee and one of the highest customer retention rates of
      any bank in the country.

FHN companies have been recognized as some of the nation's best employers by AARP, Working Mother, Business Week and Fortune magazines. FHN also was named one of the nation's 100 best corporate citizens by Business Ethics magazine. More information can be found at www.FirstHorizon.com.



            

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