First Horizon National Corp. to Participate in Ryan Beck 2005 Financial Institutions Investor Conference


MEMPHIS, Tenn., Oct. 28, 2005 (PRIMEZONE) -- Jerry Baker, president of national financial services for First Horizon National Corp. (NYSE:FHN), will speak at the Ryan Beck 2005 Financial Institutions Investor Conference on Wednesday, Nov. 2, at 2 p.m. Eastern Time. The presentation will be made in the Grand Hyatt Hotel located at Park Avenue at Grand Central Terminal in New York. The presentation will be webcast live, and an audio recording of it along with certain presentation materials will be available for 14 days after the conference at http://www.vcall.com/CEPage.asp?ID=96255.

This presentation may contain forward-looking statements involving significant risks and uncertainties, which will be identified by words such as "believe," "expect," "anticipate," "intend," "estimate," "should," "is likely," "will," "going forward" and other expressions that indicate future events and trends and may be followed by or reference cautionary statements. A number of factors could cause actual results to differ materially from those in the forward-looking information. These factors are outlined in our most recent earnings press release and in more detail in the most current 10-Q and 10-K. First Horizon disclaims any obligation to update any of the forward-looking statements that are made from time to time to reflect future events or developments.

About First Horizon

The 13,000 employees of First Horizon National Corp. (NYSE:FHN) provide financial services to individuals and business customers through hundreds of offices located in more than 40 states. The corporation's three major brands -- FTN Financial, First Horizon and First Tennessee -- provide customers with a broad range of products and services including:


     --  Capital markets, one of the nation's top underwriters of U.S.
         government agency securities
     --  Mortgage banking, one of the nation's top 20 mortgage
         originators and top 15 servicers, which earned a top-10
         ranking in customer satisfaction from J.D. Power and
         Associates
     --  Retail/commercial banking, with the largest market share in
         Tennessee and one of the highest customer retention rates of
         any bank in the country

FHN companies have been recognized as some of the nation's best employers by AARP, Working Mother and Fortune magazines. FHN also was named one of the nation's 100 best corporate citizens by Business Ethics magazine. More information can be found at www.fhnc.com



            

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