First Horizon Names New President of Baltimore Metro Banking


MCLEAN, Va., March 10, 2006 (PRIMEZONE) -- Charles F. Black has been named Baltimore metro president of First Horizon Bank, a full-service financial services company. In addition to managing relationships for high-net-worth clients, Black will manage the growth of the bank in the commercial, private client and retail lines of business.

Black previously served as First Horizon's senior vice president of private banking and retail services. He brings 25 years of extensive experience in sales/sales management and business administration to the team. A Maryland native, Black spent 24 years with SunTrust Banks, Inc., formerly Crestar and Loyola Federal Savings Bank.

"We are thrilled to have Charlie on board as the Baltimore metro president," stated Terrie G. Spiro, regional president, First Horizon Bank. "His banking expertise, strong leadership skills and long-time presence in this area will prove to be an invaluable asset as we continue to expand our operations in the mid-Atlantic region."

First Horizon plans to open full-service financial centers during 2006 in Hunt Valley, Owings Mills and Towson. Currently in the Baltimore metro area there are retail operations located within the First Horizon Home Loans offices in Owings Mills, Severna Park and Timonium.

First Horizon offers a unique approach to banking by offering All Things Financial to consumers, small businesses and corporate clients including:



    -- Retail banking with extended hours of operation: 8 a.m. to
       8 p.m. weekdays; 9 a.m. to 1 p.m. Saturdays
    -- Deposits accepted and posted until 8 p.m.
    -- Foreign ATM fee and service charges waived
    -- Commercial lending
    -- Treasury management
    -- Commercial real estate and home loans
    -- Private banking
    -- Insurance and investments
    -- Financial planning
    -- Trust services
    -- Merchant card services
    -- Check imaging service for businesses
    -- Free Online Banking and Bill Pay

About First Horizon

The 13,000 employees of First Horizon National Corp. (NYSE:FHN) provide financial services to individuals and business customers through hundreds of offices located in more than 40 states. The corporation's three major brands -- FTN Financial, First Horizon and First Tennessee -- provide customers with a broad range of products and services including:



    -- Capital markets, one of the nation's top underwriters of U.S.
       government agency securities
    -- Mortgage banking, one of the nation's top 20 mortgage
       originators and top 15 servicers, which earned a top-10
       ranking in customer satisfaction from J.D. Power and
       Associates
    -- Retail/commercial banking, with the largest market share in
       Tennessee and one of the highest customer retention rates of
       any bank in the country

FHN companies have been recognized as some of the nation's best employers by AARP, Working Mother and Fortune magazines. FHN also was named one of the nation's 100 best corporate citizens by Business Ethics magazine. More information can be found at www.FirstHorizon.com.



            

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