The JSC “Latvijas Krājbanka” board calls the ordinary shareholders` meeting

For the attention of the JSC “Latvijas Krājbanka” shareholders         

The JSC “Latvijas Krājbanka” (having its legal address at 1 Palasta Street in
Riga) board calls the ordinary shareholders` meeting on March 23, 2007 at 12.00
o'clock. The meeting will take place in Riga, 55 Dzelzavas Street (the JSC
“Latvijas Krājbanka” client service centre). 

The meeting agenda:                                                             
                                                                                
About approval of the JSC “Latvijas Krājbanka” operation report for 2006.       
About the JSC “Latvijas Krājbanka” profit disposition.                          
The sworn auditor election.                                                     
About the election of the JSC “Latvijas Krājbanka” council.                     
About amendments in the JSC “Latvijas Krājbanka” statutes.                      
About amendments in the JSC „Latvijas Krājbanka” rules on the stock capital     
increase.                                                                       
About bond emission.                                                            

The shareholder registration will take place at the meeting day  - March 23,    
2007 from 11.00 o'clock until 12.00 o'clock at the venue.                       
The shareholders can personally take part in the meeting or send their          
representatives (agents).                                                       
The shareholders, who have deregistered shares, by registration have to present 
the passport or other ID and the financial tool - the receipt issued by the     
account holder, which certifies the share blocking.                             
Those shareholders, who have not deregistered shares, have to present the       
passport or other ID.                                                           
By registration the shareholders` agents have to present the shareholder's      
written warrant with notarial certification or of the same legal validity, or   
the one certified by the JSC “Latvijas Krājbanka”, the agent's ID, but in the   
case of deregistered shareholder's shares - also the receipt issued by the      
account holder, which certifies the share blocking.                             
The JSC “Latvijas Krājbanka” shareholders can apply for their share blocking at 
his/her financial tool account holder not later than March 12, 2007 (until the  
end of the working day). The holders of deregistered shares or their            
representatives, who cannot present the receipt issued by the account holder    
certifying the share blocking by the registration, will not be able to          
participate at the shareholders` meeting.                                       
Starting with March 9, 2007 every working day from 9.00 until 17.00 o'clock the 
JSC “Latvijas Krājbanka” shareholders can become acquainted with the decision   
projects meant for discussion at the meeting, by the administrator of the client
service centre operational hall, situated in Riga, 2 Jēkaba Street, but during  
the shareholders` meeting day - in the client service centre of JSC “Latvijas   
Krājbanka”, situated in Riga, 55 Dzelzavas Street, at the registration venue.   

                          The joint stock company  “Latvijas Krājbanka” board