Pre-tax profits up 16% to DKK 242m - Annualized 28% return on equity before tax - Deposits rose 10%, and lending grew 29% - overall business volume of DKK 68bn - Net interest income up 11% to DKK 272m - Net income from fees, charges and commissions remained at an unchanged level of DKK 130m - 9% growth in expenses as forecast - Impairment of loans and advances, etc. resulted in a DKK 35m net income recognition - Core earnings up 16% to DKK 231m - Forecast for core earnings for the year repeated