Provident Financial Holdings, Inc. Provides Webcast Instructions for the 2007 Community Bank Investor Relations Conference Sponsored by America's Community Bankers


RIVERSIDE, Calif., May 22, 2007 (PRIME NEWSWIRE) -- Provident Financial Holdings, Inc. ("Company") (Nasdaq:PROV), the holding company for Provident Savings Bank, F.S.B., today announced that investors can access the Company's presentation at the 2007 Community Bank Investor Relations Conference through the Company's website.

Craig G. Blunden, Chairman, President and Chief Executive Officer and Donavon P. Ternes, Chief Financial Officer, are scheduled to present an overview of the Company and discuss the Company's performance for the first nine months of fiscal 2007 at 9:00 a.m. (Pacific Time) on Thursday, May 24th. The presentation materials will be available on the Company's website, www.myprovident.com, in the Investor Relations section under Presentations. The webcast link to hear the presentation, either live or as a rebroadcast, will also be available in the Investor Relations section by clicking on the 2007 America's Community Bankers Community Bank Investor Relations Conference Webcast link.

Safe-Harbor Statement

Certain matters in the presentation and presentation materials referenced in this release may constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements relate to, among others, expectations of the business environment in which the Company operates, projections of future performance, perceived opportunities in the market, potential future credit experience, and statements regarding the Company's mission and vision. These forward-looking statements are based upon current management expectations, and may, therefore, involve risks and uncertainties. The Company's actual results, performance, or achievements may differ materially from those suggested, expressed, or implied by forward-looking statements due to a wide range of factors including, but not limited to, the general business environment, interest rates, the California real estate market, competitive conditions between banks and non-bank financial services providers, regulatory changes, and other risks detailed in the Company's reports filed with the Securities and Exchange Commission, including the Annual Report on Form 10-K for the fiscal year ended June 30, 2006. Forward-looking statements are effective only as of the date that they are made and Provident Financial Holdings, Inc. assumes no obligation to update this information.



            

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