REGARDING THE SECOND SHARES DISSEMINATION STAGE


On the first dissemination stage exercising the pre-emptive right the           
shareholders have subscribed and paid 37,979,879 shares. Therefore, on the      
second stage 2,020,121 shares are left to be disseminated.                      
The share issue is issued for persons that owned the Bank's shares as for       
General Shareholders Meeting day, i.e. on 29 March 2007. Issue price is LTL 2,30
per share.                                                                      
Actions taken during the second dissemination stage:                            
1) from 10 August 2007 to 17 August 2007 - the admission of applications. A     
number of desirable shares larger than the number of shares left over for the   
Stage II cannot be indicated in the submitted requisition for the procurement of
the Bank's shares,                                                              
2) from 21 August 2007  to  29 August 2007 - the signing of Share Subscription  
Agreements;                                                                     
3) payment of the subscribed shares to 30 August 2007. Shares are considered to 
be paid-up after the money for them has been reckoned in the accumulative       
stock-account.                                                                  


Jolanta Dobiliauskienė                                                          
+37041 595669