To The Copenhagen Stock Exchange 15 August 2007 Interim Report 2007 for Spar Nord Bank Pre-tax profits up 39% to DKK 465 million and earnings revision upward • Annualized 26.7% pre-tax return on equity • Net interest income up 10% to DKK 544 million • Net income from fees, charges and commissions up 11% to DKK 259 million • Costs increased by 10% to DKK 627 million • Core earnings before impairment up 10% to DKK 354 million • DKK 78m writedowns on loans and advances (net) carried to income • Core earnings up 30% to DKK 432 million • Satisfactory DKK 33 million earnings from investment portfolios • Sustained strong growth in net customer intake • Bank lending up 26% and deposits up 13% • Business volume up 19% to DKK 71 billion • Upward revision of the forecast core earnings for the year from DKK 600-700 million to DKK 700-750 million • Totalkredit - the offset model selected as from 1 July 2007 (solvency ratio boosted nearly 0.4 percentage points) • Moody's rating: C, A1, P-1 Stock Exchange Announcement No. 9, 2007 For further information contact: Lasse Nyby, Chief Executive Officer tel. + 45 9634 4011 Ole Madsen, Communications Manager tel. +45 9634 4021