High earning levels have been maintained with a realised profit of DKK 149m before tax, corresponding to a 16% rise. Continued significant increase in business volume: Loans +26%, deposits +17% and guarantees +13% The cost percentage is calculated at 55%, which fulfils the Bank's long-term goal for a cost percentage of around 55% Impairments on loans and advances amount to a total net reversal of DKK 10m, compared with an expenditure of DKK 14m in 2006. Return on average equity of 18.1% per annum The annual result forecasts have been adjusted by DKK 30m to a pre-tax profit of DKK 310m