Addendum to prospectus for the offering of mortgage bonds in Totalkredit A/S

In connection with the extraordinary general meeting held on 1 October 2007, an
addendum to the prospectus of 28 June 2005 for the offering of mortgage bonds
in Totalkredit A/S is published. 

At the extraordinary general meeting, Niels Tørslev, Group Managing Director,
Nykredit Realkredit A/S, was elected to the Board of Directors which
subsequently elected Niels Tørslev as its chair-man. 

Niels Tørslev, Group Managing Director, simultaneously retired from the
Executive Board of To-talkredit A/S. Troels Bülow-Olsen, Executive Vice
President, took over Niels Tørslev's previous area of responsibility on the
Executive Board. Troels Bülow-Olsen is 49 years and has worked with
To-talkredit since its formation in 1990. 

Peter Engberg Jensen, Group Chief Executive, retired from the Board of
Directors of Totalkredit A/S. 

Steen Larsen, who is a staff-elected member of the Board of Directors, will
terminate his employ-ment with Totalkredit as at 1 November 2007. He will be
succeeded by Jari Loch Jensen, who is an alternate staff-elected member, as at
1 November 2007.