BALANCE SHEET 01.10.2007


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|    Assets (Net value)    | Thousan |          Liabilities          | Thousan |
|                          |  ds of  |                               |  ds of  |
|                          |   LVL   |                               |   LVL   |
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| Term deposit in Central  |    -    | Due to Central Bank           |       - |
| Bank                     |         |                               |         |
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| Cash and balances with   |  62 142 | Subordinated debt             |  13 300 |
| Central Bank             |         |                               |         |
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| Due from credit          |  86 462 | Due to credit institutions    | 410 651 |
| institutions             |         |                               |         |
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| Total loans to customers |  618 433| Total deposits                |  280 489|
| incl. loans from transit |     680 | incl. transit funds           |    2 699|
| funds incl. other        | 617 753 | incl. other                   |   73 225|
|                          |         |                               |         |
|                          |         |                               |         |
|                          |         |                               |         |
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| Fixed income securities  |  53 694 | incl. individuals             | 204 565 |
|                          |         |                               |         |
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| Equity securities        |     140 | Other liabilities             |  13 627 |
| available for sale       |         |                               |         |
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| Investments in           |      74 | Mortgage bonds                |  53 459 |
| associated entities      |         |                               |         |
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| Investments in           |     850 | Liabilities under management  |       - |
| subsidiaries             |         |                               |         |
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| Fixed and intangible     |  12 172 | Deferred income and accrued   |   7 471 |
| assets                   |         | expenses                      |         |
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| Assets under management	 |       - | Provision for doubtful debts |   1 468 |
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| Other assets             |   1 920 | Shareholder's equity          |  61 732 |
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| Deferred expenses and    |   6 310 | incl. profit for the          |   5 131 |
| accrued income           |         | accounting period             |         |
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| Total assets             | 842 197 | Total liabilities             | 842 197 |
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