Effective from 1 January 2008, the coupon rates of floating-rate bonds issued by Nykredit Realkredit A/S and Totalkredit A/S will be adjusted. Bonds subject to quarterly coupon fixing The new coupon rates will apply from 1 January 2008 to 31 March 2008: Uncapped bonds DK0009765711 (29D), maturity 2018, new rate as at 1 January 2008: 4.8788% pa. DK0009766446 (49D), maturity 2038, new rate as at 1 January 2008: 5.0103% pa. DK0009769622 (21E), maturity 2041, new rate as at 1 January 2008: 5.0103% pa. DK0009770984 (49D), maturity 2019, new rate as at 1 January 2008: 5.0103% pa. DK0009770554 (21E), maturity 2019, new rate as at 1 January 2008: 4.8788% pa. Bonds subject to semi-annual coupon fixing The new coupon rates will apply from 1 January 2008 to 30 June 2008: Uncapped bonds DK0009760324 (40D), maturity 2010, new rate as at 1 January 2008: 5.0035% pa. DK0009762379 (40D), maturity 2011, new rate as at 1 January 2008: 5.0035% pa. DK0009762965 (20D), maturity 2011, new rate as at 1 January 2008: 4.8839% pa. DK0009763930 (40D), maturity 2011, new rate as at 1 January 2008: 5.0035% pa. DK0009764318 (40D), maturity 2011, new rate as at 1 January 2008: 5.0035% pa. DK0009765125 (40D), maturity 2012, new rate as at 1 January 2008: 5.0035% pa. DK0009765638 (49D), maturity 2018, new rate as at 1 January 2008: 5.0035% pa. DK0009770398 (21E), maturity 2019, new rate as at 1 January 2008: 5.0035% pa. Capped bonds DK0004717048, maturity 2010, interest rate cap 4.6500% pa, new rate as at 1 January 2008: 4.65% pa. DK0004717121, maturity 2015, interest rate cap 5.6778% pa, new rate as at 1 January 2008: 5.3584% pa. DK0004717980, maturity 2016, interest rate cap 5.0000% pa, new rate as at 1 January 2008: 5.0000% pa. Questions may be directed to Henrik Hjortshøj-Nielsen, Executive Vice President, Group Treasury, tel +45 44 55 10 40, Hans Henrik Andersen, Managing Director, Totalkredit A/S, tel +45 43 32 67 02, or Corporate Communications, tel +45 44 55 14 70. Yours sincerely Nykredit Realkredit A/S