Nykredit and Totalkredit have decided to open a 7% 30-year callable fixed-rate covered bond (SDO) with an optional interest-only period of up to 30 years, 7% 2041 IO. Inquiries may be addressed to Pernille Lohmann, Investor Relations Manager, Group Treasury, tel +45 44 55 10 93, or Nels Petersen, Head of Corporate Communications, tel +45 44 55 14 70/+45 20 22 22 72. Yours sincerely Nykredit Realkredit A/S