Raiffeisen International Bank-Holding AG / Half Year Results 07.08.2008 Release of a Adhoc News, transmitted by DGAP - a company of EquityStory AG. The issuer is solely responsible for the content of this announcement. --------------------------------------------------------------------------- Consolidated profit of EUR 566 mn up by 41% year-on-year Highest contribution to profit before tax from CIS of 36% ROE before tax of 25.5% compared to 26.6% in the first half 2007 Balance sheet total of EUR 81 bn, 29% year-on-year growth Loans to customers of EUR 57 bn, 35% year-on-year growth Cost/income ratio improves to 54.8% from 57.3% in the first half 2007 Number of branches increases to 3,077, number of customers 14.4 mn <pre> 1-6/ 1-6/ 4-6/ 4-6/ Income Statement in EUR mn 2008 2007 2008 2007 Net interest income 1,497.6 1,078.8 786.5 573.8 Provisioning for impairment losses (201.4) (153.3) (108.3) (77.4) Net interest income after provisioning 1,296.2 925.5 678.1 496.4 Net commission income 702.9 572.2 372.0 297.2 Trading profit 92.2 79.3 54.6 43.7 General administrative expenses (1,249.9) (1,002.7) (665.5) (526.2) Profit before tax 842.7 606.6 473.1 314.1 Profit after tax 646.4 477.0 367.1 246.3 Consolidated profit (after minorities) 565.7 401.4 311.3 208.8 Balance Sheet in EUR mn 30/6/08 31/12/07 Equity (incl. minorities and profit) 7,246 6,622 Balance sheet total 80,699 72,743 Bank Specific Information* 30/6/08 31/12/07 Core capital ratio (Tier 1), credit risk 9.6% 11.4% Core capital ratio (Tier 1), total risk (incl. market and operational risk) 8.2% 10.5% Own funds ratio 10.3% 12.4% 1-6/ 1-6/ Performance 2008 2007 Return on equity (ROE) before tax 25.5% 26.6% Consolidated return on equity 19.6% 20.3% Cost/income ratio 54.8% 57.3% Risk/earnings ratio 13.4% 14.2% Earnings per share in EUR 3.68 2.82 Resources 30/6/08 31/12/07 Number of staff 61,844 58,365 Business outlets 3,077 3,015 </pre> * Ratios for 2007 based on Basel I. Ratios for 2008 based on Basel II. The outlook for 2008 remains unchanged. Our goal for consolidated profit is about EUR 1 billion. For further information please contact: Susanne Langer Vice President Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 9 A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at DGAP 07.08.2008 --------------------------------------------------------------------------- Language: English Issuer: Raiffeisen International Bank-Holding AG Am Stadtpark 9 A-1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at Internet: ISIN: AT0000606306 WKN: A0D9SU Listed: Freiverkehr in Berlin, München, Stuttgart; Open Market in Frankfurt; Foreign Exchange(s) Wien End of News DGAP News-Service ---------------------------------------------------------------------------
DGAP-Adhoc: Raiffeisen International Bank-Holding AG: Semi-Annual Report 2008
| Source: EQS Group AG