“Fitch Ratings” has affirmed NORVIK BANKA's ratings at Long-term Issuer Default (IDR) ‘B+', Short-term IDR ‘B', Individual ‘D' and Support ‘5'. The Support Floor is affirmed at ‘No Floor'. The Outlook for the Long-term IDR remains Stable. The ratings reflect the challenges the bank faces in growing in a slowing Latvian economy without increasing its risk profile. The ratings also take into account its healthy profitability, improved risk management systems and relatively low direct exposure to the vulnerable real estate sector. In addition, the ratings factor in the bank's efforts to expand the domestic business, in turn creating a stronger franchise. Information prepared by: Valda Kipane Advertisement and Communications dept. JCS “NORVIK BANKA” Phone +371 67091902, Mobile +371 26891250 Fax: +371 67041111 Valda.Kipane@norvik.lv