First half 2008 Gross premium income of DKK 8,571m versus DKK 8,106m Technical result of DKK 1,321m versus DKK 1,278m Pre-tax result of DKK 801m versus DKK 1,745m Result after tax of DKK 534m versus DKK 1,360m Combined ratio for the period of 87.6 Second quarter 2008 Gross premium income of DKK 4,338m versus DKK 4,107m Technical result of DKK 684m versus DKK 745m Pre-tax result of DKK 540m versus DKK 1,062m Result after tax of DKK 356m versus DKK 854m Combined ratio for the period of 87.3 The number of policies increased by 171,500 in the first half of 2008, of which Finland and Sweden accounted for 111,500. TrygVesta has signed a cooperation agreement with DLG for the distribution of insurance products in Denmark and Sweden. The full-year outlook for premium growth is retained at 5%. The outlook for the technical result is increased from DKK 2.4bn to DKK 2.6bn and the outlook for combined ratio is improved to 88 from 89. The pre-tax profit outlook is retained at DKK 2.3bn, however, the outlook for net income is lowered by DKK 100m to DKK 1.5bn due to lower tax-free equity income.