JSC Akciju komercbanka Baltikums Non-audited Financial Results as of September 30, 2008

| Source: Akciju komercbanka "Baltikums" Akciju komercbanka "Baltikums" 

JSC Akciju komercbanka Baltikums non-audited financial results as of September
30, 2008: 

 Assets                                   LVL 110,419,615 (EUR 157,112,958) 
 Loans                                      LVL 36,928,825 (EUR 52,544,984) 
• Incl. loans to households for acquisition of housing     LVL 230,536 (EUR
328,023) 
• Incl. mortgage loans                             LVL 232,830 (EUR 331,287) 
 Deposits                                  LVL 72,009,771 (EUR 102,460,673) 
• Incl. from households                        LVL 5,342,466 (EUR 7,601,644) 
 Shareholders' equity                       LVL 18,751,598 (EUR 26,681,120) 
 Profit of the year                           LVL 3,471,249 (EUR 4,939,142) 
 Assets under management                    LVL 14,818,842 (EUR 21,085,313) 

The fixed exchange rate of the Bank of Latvia is 1 EUR=0.702804 LVL. 

Uldis Zandars
JSC Akciju komercbanka Baltikums
Deputy of Head of the Product Development and Marketing Department
Tel.: +371 67704672, +371 29206536
E-mail: uldis.zandars@bank.baltikums.com