Satisfactory core earnings, but a highly unsatisfactory level of provisions

• Core operating result less costs for the first 3. quarters, DKK 285 million
• Core earnings excluding trading income rose to DKK 487 million
• Trading income rose to DKK 265 million
• Provisions of DKK 513 million
• Loss on holdings of DKK 105 million
• Profit after tax DKK -246 million
• Group capital adequacy ratios of 10.2 percent (total) and 7.5 percent (tier
1), as at 30 Sep-tember 2008 
• Liquidity cover of 40 percent in accordance with legislative requirements
• Continuation of business initiatives to increase earnings and maintain high
level of customer satisfaction