New final terms under Prospectus for bonds issued in pursuance of section 33 e of the Danish Mortgage-Credit Loans and Mortgage-Credit Bonds etc. Act (junior covered bonds) (issued in the period from 22 January 2009 to 21 January 2010) Nykredit Realkredit publishes new final terms under Prospectus for bonds issued in pursuance of section 33 e of the Danish Mortgage-Credit Loans and Mortgage- Credit Bonds etc. Act (junior covered bonds) (issued in the period from 22 January 2009 to 21 January 2010). The final terms apply to the bonds set out in Appendix 1. The prospectus for bonds issued in pursuance of section 33 e of the Danish Mortgage-Credit Loans and Mortgage-Credit Bonds etc. Act (junior covered bonds) (issued in the period from 22 January 2009 to 21 January 2010) and the related final terms are available at Nykredit's website nykredit.com. Questions may be addressed to Henrik Hjortshøj-Nielsen, Executive Vice President, tel +45 44 55 10 40, or Nels Petersen, Head of Corporate Communications, tel + 45 44 55 14 70. Yours sincerely Nykredit Realkredit A/S