PROFIT BEFORE CONTRIBUTION TO THE DANISH PRIVATE CONTINGENCY ASSOCIATION: DKK 1,522M

-Contribution to the Danish Private Contingency Association: DKK 231m.
-Profit before tax: DKK 1,291m.
-Core earnings before loan impairment charges and provisions for guarantees:
DKK 2,400m. 
-Loan impairment charges and provisions for guarantees under core earnings: DKK
975m. 
-Core earnings: DKK 1,425m.
-Profit on investment portfolios net of funding costs: DKK 97m.
-Profit before tax equates to a return of 13.3% on opening equity.
-Liquidity reserve: more than DKK 38bn.
-Solvency ratio: 12.7% (Tier 1: 11.0%).
-For 2009, core earnings before loan impairment charges and provisions for
guarantees are expected to be on level with those of 2008. 
-For 2009, loan impairment charges and provisions for guarantees are expected
to correspond to about 1% of loans, advances and guarantees.