Highly unsatisfactory result especially due to extremely high provisions

Highly unsatisfactory result especially due to extremely high provisions.
Satisfactory core operating result. 
 
• Agreement with the Danish government's Financial Stability scheme to inject
capital into a newly established bank, which will continue Fionia Bank's
previous activities. 
• After-tax loss of DKK 956.5 million.
• Provisions on loans and provisions for guarantees are DKK 1.2176 billion
against DKK 71.3 million in the prior year. 
• Group capital adequacy ratios calculated according to the standard method of
8.3% (total) and 4.2% (tier 1), as at 31 December 2008. 
• Core result before provisions is DKK 348.4 million compared with last year's
figure of DKK 411.2 million. 
• Loss on holdings of DKK 66.2 million.
• “Det Private Beredskab” expenses of DKK 45.5 million.