Nordea Bank Finland Plc: Interim Report January-June 2012

| Source: Nordea Pankki Suomi Oyj Nordea Pankki Suomi Oyj 

The interim report of Nordea Bank Finland Plc has been published. Only
information having material influence on the value of securities is included in
the press release. The full interim report is available at
www.nordea.com/Investor Relations/Financial Reports/Local Reports/Local
ReportsFinland.
Nordea Bank Finland Plc is a wholly owned subsidiary of Nordea Bank AB (publ),
the listed parent company of the whole Nordea Group. This statutory interim
report covers the operations of the legal entity Nordea Bank Finland Plc and its
subsidiaries inFinlandand abroad.

The business operations of the Nordea Group have been organised in three main
business areas, with full responsibility for their value chains: Retail Banking,
Wholesale Banking and Wealth Management. The consolidated interim report of
Nordea Bank AB (publ) embraces all the activities of the Nordea Group and
provides the most complete and fair view. The Finnish Asset Management & Life
operations are included in the interim report of the Nordea Group.

Summary of the first half of 2012

  · The operating profit of Nordea Bank Finland Group increased to EUR 948m
  · Total income up 17% to EUR 1,499m
  · Net interest income down 3%
  · Net result from items at fair value increased by 48% to EUR 684m
  · Total expenses were stable at EUR 520m
  · Net loan losses decreased somewhat
  · Loans to the public excluding repurchase agreements increased by 5% year-on
-year

Summary key figures                          Jan-Jun  Jan-Jun  Change  Full year
                                             2012     2011     %       2011
Net interest income, EURm                    636      656      -3      1,355
Total operating income, EURm                 1,499    1,283    17      2,644
Profit before loan losses, EURm              979      762      28      1,552
Net loan losses, EURm                        -31      -39      -21     -70
Loan loss ratio, annualised, bps             6        11               9
Operating profit, EURm                       948      723      31      1,482
Return on equity, %                          12.3     9.6              9.6
Tier 1 capital ratio, %                       13.8    14.4             12.8
Total capital ratio, %                        14.3    15.1             13.4
Number of employees (full time equivalents)  8,407    9,156    -8      8,828

In Stockholm 18 July 2012

Nordea Bank Finland Plc

Board of Directors

Additional information:
Tomi Närhinen, Chief Financial Officer  + 358 9 165 57661
Kati Tommiska, Chief Press Officer  + 358 9 165 42325

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