Effective from 15 January 2013, the coupon rates of the floating-rate bonds below issued by Nykredit Realkredit A/S will be adjusted.

Bonds with semi-annual interest rate fixing
The new coupon rates will apply from 15 January 2013 to 14 July 2013:

Uncapped bonds
DK0009780355, (JCB), maturity in 2014, new rate as at 15 January 2013: 1.0020% pa

Questions may be directed to Henrik Hjortshøj-Nielsen, Executive Vice President,
Group Treasury, tel +45 44 55 10 40, or Nels Petersen, Head of Corporate Communications,
tel +45 44 55 14 70/+45 20 22 22 72.