The press release will be published at approximately 7.00 CET.

Press conference Time: 9.30 CET Place: Regeringsgatan 59, Stockholm

Christian Clausen, President and Group CEO, will present the results and answer
questions during a press conference, primarily for journalists.

Analyst conference Time: 12:00 CET Place: Regeringsgatan 59, Stockholm

Christian Clausen, President and Group CEO, Torsten Hagen Jørgensen, Group CFO,
and Ari Kaperi, Group CRO, will host the analyst meeting.

Both presentations will be conducted in English and can be viewed live on
www.nordea.com where you will also be able to find the presentation material.

International telephone conference for analysts Time: 14.30 CET
To participate: dial +44(0)20 7136 2050, confirmation code 9443408# latest ten
minutes prior (14.20 CET).

Christian Clausen, President and Group CEO, Torsten Hagen Jørgensen, Group CFO,
Ari Kaperi, Group CRO, and Rodney Alfvén, Head of Investor Relations, will
participate. After brief management presentations a more detailed Q&A session
will follow.

After the telephone conference an indexed on-demand replay will be available on
www.nordea.com. A replay will also be available through 5 February by dialling
+44 (0)20 3427 0598 access code is 9443408#.

Analyst and investor presentation in London on 31 January Time: 12.30 local time
Place: Goldman Sachs
Peterborough Court, 133 Fleet St, EC4A London
Room 10D

Christian Clausen, President and Group CEO, Torsten Hagen Jørgensen, Group CFO,
Ari Kaperi, Group CRO, Rodney Alfvén, Head of Investor Relations, and Andreas
Larsson, Senior IR Officer, and Emma Nilsson, IR Officer, will be present. The
presentation, including Q&A, is expected to last approximately one hour.
To attend please contact: Nicole Campbell-Gibbs, Nicole.Campbell-Gibbs@gs.com

For further information:
Rodney Alfvén, Head of Investor Relations, +46 8 614 7880
Jan Larsson, Head of Group Identity & Communications, +46 8 614 7916