Swedbank Mortgage Annual Report 2012 is available at www.swedbank.com/ir or in
the enclosed pdf

Swedbank promotes a sound and sustainable financial situation for the many
people, households and companies. Our vision is to contribute to a development
“Beyond Financial Growth”. As a leading bank in the home markets Sweden,
Estonia, Latvia and Lithuania, Swedbank offers a wide range of financial
services and products. Swedbank has 7.8 million retail customers and around
600,000 corporate customers and organizations with 311 branches in Sweden and
approximately 200 branches in the Baltic countries. The group is also present in
other Nordic countries, the U.S., China, Russia and Ukraine. As of 30 September,
2012 the group had total assets of SEK 1,965 billion. Read more at
www.swedbank.com