Handelsbanken’s Interim Report January

Summary January – June 2013, compared with January – June 2012

  · The period’s profit after tax for total operations went up by 9 per cent to
SEK 7,161 million (6,594), while earnings per share increased to SEK 11.29
(10.54)
  · Operating profit increased by 2 per cent to SEK 9,059 million (8,871)
  · Return on equity for total operations was 14.2 per cent (14.3)
  · Income rose by 2 per cent to SEK 18,040 million (17,705)
  · Net interest income was SEK 13,214 million (13,135)
  · The C/I ratio was 46.5 per cent (46.6)
  · The loan loss ratio was 0.07 per cent (0.07)
  · The core tier 1 ratio according to Basel II increased to 18.2 per cent
(16.1), while the core tier 1 ratio according to Basel III was 17.8 per cent
  · The Bank’s liquidity reserve exceeded SEK 750 billion

Summary of Q2 2013, compared with Q1 2013

  · The period’s profit after tax for total operations went up by 7 per cent to
SEK 3,695 million (3,466), while earnings per share increased to SEK 5.82 (5.47)
  · Operating profit increased by 9 per cent to SEK 4,723 million (4,336)
  · Return on equity for total operations rose to 15.1 per cent (13.8)
  · Income increased by 5 per cent to SEK 9,240 million (8,800)
  · Expenses rose by 1 per cent to SEK -4,215 million (-4,182)
  · The loan loss ratio was 0.07 per cent (0.06)

The slide presentation for today’s press conference will be available at 06.30
CET at www.handelsbanken.se/ireng

For further information, please contact:

Pär Boman, President and Group Chief Executive
Tel: +46 (0)8 22 92 20

Ulf Riese, CFO
Tel: +46 (0)8 22 92 20

Mikael Hallåker, Head of Investor Relations
Tel: +46 (0)8 701 29 95, miha11 @ handelsbanken.se

Handelsbanken discloses the information provided herein pursuant to the
Securities Markets Act. Submitted for publication on 17 July 2013, at 06.30 CET.

For more information about Handelsbanken, please go to: www.handelsbanken.com
Handelsbanken’s Interim Report January– June 2013

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