Summary January – September 2014, compared with January – September 2013 · Operating profit went up by 9% to SEK 14,901m (13,630) and rose by 14% in home markets outside Sweden · The period’s profit after tax for total operations increased by 10% to SEK 11,842m (10,768) · Earnings per share for total operations increased by 10% to SEK 18.63 (16.97) · Return on equity for total operations was 14.1% (14.2) · Income increased by 6% to SEK 28,758m (27,049) · Net interest income went up by 2% to SEK 20,361m (19,897) and in home markets outside Sweden, net interest income increased by 12% · The C/I ratio improved to 44.4% (46.4) · The loan loss ratio was 0.08% (0.07) · The common equity tier 1 ratio according to CRD IV increased to 20.7% (18.8) and the total capital ratio rose to 25.6% (21.6) · The continued high liquidity reserve and rising deposit volumes reduce the structural requirement for market financing Summary of Q3 2014, compared with Q2 2014 · Operating profit decreased by 3% to SEK 4,904m (5,077) but rose by 7% compared with the third quarter of 2013 · Adjusted for dividend income in the second quarter, operating profit went up by 1% · The period’s profit after tax for total operations decreased by 3% to SEK 3,899m (4,034) and earnings per share were SEK 6.13 (6.35) · Return on equity for total operations declined to 13.8% (15.1) · Income was unchanged, amounting to SEK 9,630m (9,647), while expenses fell by 2% to SEK -4,230m (-4,299) · Net interest income rose by 4% to SEK 7,004m (6,704) The slide presentation for today’s press conference will be available at 06.00 CET at www.handelsbanken.se/ireng For further information, please contact: Pär Boman, President and Group Chief Executive Tel: +46 (0)8 22 92 20 Ulf Riese, CFO Tel: +46 (0)8 22 92 20 Mikael Hallåker, Head of Investor Relations Tel: +46 (0)8 701 29 95, miha11@handelsbanken.se Handelsbanken discloses the information provided herein pursuant to the Securities Markets Act. Submitted for publication on 22 October 2014, at 06.00 CET. For more information about Handelsbanken, please go to: www.handelsbanken.com
Handelsbanken’s interim report January– September 2014
| Source: Svenska Handelsbanken AB