Handelsbanken’s interim report January – March 2015

Summary January – March 2015, compared with January – March 2014

  · Operating profit increased by 1% to SEK 4,955m (4,920)
  · The period’s profit after tax for total operations totalled SEK 3,911m
(3,909)
  · Earnings per share for total operations were SEK 6.15 (6.15)
  · The common equity tier 1 ratio according to CRD IV increased to 21.1% (19.5)
and the total capital ratio rose to 28.2% (24.5)
  · Return on equity for total operations decreased to 12.9% (14.1)
  · Income increased by 3% to SEK 9,745m (9,481)
  · Net interest income went up by 4% to SEK 6,916m (6,653) and in the UK, net
interest income increased by 38%
  · Net fee and commission income increased by 12% to SEK 2,310m (2,060), a new
record
  · The C/I ratio increased to 46.0% (44.8)
  · The loan loss ratio was 0.07% (0.07)

Summary of Q1 2015, compared with Q4 2014

  · Operating profit increased by 15% to SEK 4,955m (4,311)
  · The period’s profit after tax for total operations grew by 17% to SEK 3,911m
(3,342) and earnings per share increased by 17% to SEK 6.15 (5.26)
  · Return on equity for total operations rose to 12.9% (11.4)
  · Income increased by 2% to SEK 9,745m (9,556)
  · The C/I ratio fell to 46.0% (47.6)
  · The loan loss ratio decreased to 0.07% (0.16)

The slide presentation for today’s press conference will be available at 06.30
CET at handelsbanken.se/ireng

For further information, please contact:
Frank Vang-Jensen, President and Group Chief Executive
Tel: +46 (0)8 22 92 20

Ulf Riese, CFO
Tel: +46 (0)8 22 92 20

Mikael Hallåker, Head of Investor Relations
Tel: +46 (0)8 701 29 95, miha11@handelsbanken.se

Handelsbanken discloses the information provided herein pursuant to the
Securities Markets Act. Submitted for publication on 29 April 2015, at 06.30
CET.

For more information about Handelsbanken, please go to: handelsbanken.com