Source: Svenska Handelsbanken AB

Handelsbanken’s Interim Report January – September 2016

Summary January – September 2016, compared with January – September 2015

  · Operating profit rose by 7% to SEK 15,935m (14,942)
  · The period’s profit after tax for total operations went up by 8% to SEK
12,801m (11,842)
  · Earnings per share for total operations grew to SEK 6.66 (6.21)
  · Return on equity for total operations rose to 14.0% (13.1)
  · Income increased by 4% to SEK 30,638m (29,427)
  · Net interest income decreased slightly to SEK 20,644m (20,769)
  · The loan loss ratio decreased to 0.06% (0.08)
  · The common equity tier 1 ratio increased to 24.0% (21.4) and the total
capital ratio rose to 30.1% (27.4)
  · In this year’s capital assessment (SREP), the Swedish Financial Supervisory
Authority deems that Handelsbanken’s requirement for common equity tier 1
capital at the end of 2016 corresponds to a common equity tier 1 ratio of 21.1%

Summary of Q3 2016, compared with Q2 2016

  · Operating profit increased by 8% to SEK 5,691m (5,277)
  · The period’s profit after tax for total operations increased by 9% to SEK
4,564m (4,194) and earnings per share were SEK 2.36 (2.19)
  · Return on equity for total operations rose to 14.7% (14.2)
  · Income increased by 6% to SEK 10,473m (9,922)
  · Net interest income increased by 3% to SEK 7,041m (6,808)
  · Net fee and commission income went down by 1% to SEK 2,259m (2,280)
  · Capital gains from the sale of shares in Industrivärden totalled SEK 764m
  · The loan loss ratio was 0.10% (0.05)

The slide presentation for today’s press conference will be available at 07.00
CET at handelsbanken.se/ireng

For further information, please contact:
Anders Bouvin, President and Group Chief Executive
Tel: +46 (0)8 22 92 20

Rolf Marquardt, CFO
Tel: +46 (0)8 22 92 20
Mikael Hallåker, Head of Investor Relations
Tel: +46 (0)8 701 29 95, miha11@handelsbanken.se

This information is of the type that Handelsbanken is obliged to make public
pursuant to the EU Market Abuse Regulation and the Swedish Securities Markets
Act. The information was submitted for publication through the agency of the
contact person set out above, at 07.00 CET on 19 October 2016.

For more information about Handelsbanken, please go to: handelsbanken.com
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