From 2022 onward, measures of debt concern, debt regret, and confidence in being debt-free in retirement among Canadians show greater quarter-to-quarter variation, consistent with a period of economic adjustment. In 2024–2025, the three measures move within a narrower range than in prior years, suggesting less separation between Canadians’ views of their past, present, and future debt.
From 2022 onward, measures of debt concern, debt regret, and confidence in being debt-free in retirement among Canadians show greater quarter-to-quarter variation, consistent with a period of economic adjustment. In 2024–2025, the three measures move within a narrower range than in prior years, suggesting less separation between Canadians’ views of their past, present, and future debt.