Source: TransUnion Canada consumer credit database. (i) A lower CII number compared to the prior period represents a decline in credit health, while a higher number reflects an improvement. The CII number needs to be looked at in relation to the previous period(s) and not in isolation. In February 2019, the CII of 102 represented an improvement in credit health compared to same month prior year (February 2018) and compared to prior month (January 2019).
Source: TransUnion Canada consumer credit database. (i) A lower CII number compared to the prior period represents a decline in credit health, while a higher number reflects an improvement. The CII number needs to be looked at in relation to the previous period(s) and not in isolation. In February 2019, the CII of 102 represented an improvement in credit health compared to same month prior year (February 2018) and compared to prior month (January 2019).