Handelsbanken's interim report JANUARY - JUNE 2009

Summary January - June 2009 compared with January - June 2008
*               Operating profit increased by 14% to SEK 7,251m
  (6,352) and the profit after tax was
                  SEK 5,294m (4,766)
*               Earnings per share increased by 11% to SEK 8.49
  (7.66)
*               Net interest income rose by 24% to SEK 11,031m
  (8,893)
*               The average volume of loans increased by 13% and
  household deposits rose by 21%
*               Income increased by 25% to SEK 16,606m (13,254)
*               The C/I ratio improved to 45.3% (49.0)
*               Loan losses went up to SEK -1,835m (-678)
*               The capital base went up by SEK 17bn to 122bn and the
  capital ratio according to Basel II
                  increased to 18.4% (16.1)
*               Tier 1 capital went up by SEK 14.3bn to 83.2bn and
  the tier 1 capital ratio according to
                  Basel II  increased to 12.6% (10.6)
*               Handelsbanken's liquidity reserves exceeded SEK 450bn
*               Return on shareholders' equity increased to 13.1%
  (12.9)


Summary of Q2 2009 compared with Q1 2009
*               Operating profit was SEK 3,445m (3,806)
*               Net interest income rose by 5% to SEK 5,638m (5,393)
  and was charged with
                  SEK 83m (94) for the estimated fee to the Swedish
Stabilisation Fund
*               Household deposits increased by 2% to SEK 211bn
*               Loan losses were SEK -939m (-896)
*               Return on shareholders' equity was 12.4% (13.8)


For further information, please contact:
Pär Boman, CEO
Phone: +46 8 22 92 20

Ulf Riese, CFO
Phone: +46 8 22 92 20

Mikael Hallåker, head of Investor Relations
Phone: +46 8 701 29 95, miha11@handelsbanken.se

The full report including tables can be downloaded from the following
link: