Amendment to final terms for the prospectus, Capital Centre D, series 20D

In connection with the opening of new ISINs by Nykredit Realkredit A/S,
amendments have been made to the "Final terms for the prospectus for the
offering of mortgage bonds in Nykredit Realkredit A/S, Capital Centre D, series
20D (EUR-denominated non-callable amortisable floating-rate non-capped bonds)". 

Amendments to the final terms for series 20D appear from Appendix 1.

The prospectus and final terms for mortgage bonds issued out of Capital Centre
D in Nykredit Realkredit A/S are available at nykredit.com/ir. 

Questions may be addressed to Group Treasury, Lars Mossing Madsen, Head of
Realkreditfinans, tel +45 44 55 11 66, or Pernille Bach Ladevig, Economist, tel
+45 44 55 10 63.