First Horizon National Corp. to Participate in Citigroup Smith Barney 2005 Beyond the Basics Financial Services Forum


MEMPHIS, Tenn., May 20, 2005 (PRIMEZONE) -- Jerry Baker, president of First Horizon National Corp.'s (NYSE:FHN) First Horizon Financial Services, will speak at Citigroup Smith Barney's 2005 Beyond the Basics Financial Services Forum at 7:30 a.m. Pacific time on Tuesday, May 24. The forum will be held at the Silverado Country Club and Resort in Napa, Calif. The materials have been posted on the investor relations section of www.fhnc.com since May 3 and will continue to remain available for two weeks following this forum.

This document contains forward-looking statements involving significant risks and uncertainties, which will be identified by words such as "believe," "expect," "anticipate," "intend," "estimate," "should," "is likely," "will," "going forward" and other expressions that indicate future events and trends and will be followed by or reference cautionary statements. A number of factors could cause actual results to differ materially from those in the forward-looking information. These factors are outlined in the recent earnings press release and in more detail in the most current 10-Q and 10-K. First Horizon disclaims any obligation to update any of the forward-looking statements that are made from time to time to reflect future events.

About First Horizon

The 13,000 employees of First Horizon National Corp. (NYSE:FHN) provide financial services to individuals and business customers through hundreds of offices located in more than 40 states. The corporation's three major brands -- FTN Financial, First Horizon and First Tennessee -- provide customers with a broad range of products and services including:



 -- Capital markets, one of the nation's top underwriters of
    U.S. government agency securities
 -- Mortgage banking, one of the nation's top 20 mortgage
    originators and top 15 servicers, which earned a top-10 ranking
    in customer satisfaction from J.D. Power and Associates
 -- Retail/commercial banking, with the largest market share
    in Tennessee and one of the highest customer retention rates
    of any bank in the country

FHN companies have been recognized as some of the nation's best employers by AARP, Working Mother and Fortune magazines. FHN also was named one of the nation's 100 best corporate citizens by Business Ethics magazine. More information can be found at www.FirstHorizon.com.



            

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