Names Its Top Savings Accounts for 2015

Based on interest rates paid in recent quarters, has ranked the accounts it predicts will offer the best yields in 2015.

Foster City, California, UNITED STATES

FOSTER CITY, CALIF., Jan. 21, 2015 (GLOBE NEWSWIRE) -- Personal finance website has named the 10 banks it expects will offer the best savings account rates in 2015. The list is based on which banks in its MoneyRates Index (MRI) – a sampling of 100 U.S. banks – offered the highest yields over the previous four quarters.

Although savings account rates remained at historic lows throughout 2014, some banks offered rates of more than five times the MRI average annual rate of 0.176 percent throughout the previous four quarters. In fact, each of the banks on the top 10 list offered an average rate of more than four times the average MRI rate.

Though the numbers may be low for savings account yields today, Richard Barrington, CFA, senior financial analyst for, says that savvy bank shoppers understand that refusing to compare accounts equals a needless loss of income – particularly since some banks offer category-leading rates with such consistency.

"Smart consumers know to shop around and look for higher rates," Barrington says. "Really smart consumers know to look for both higher rates and consistency. After all, while shopping for rates is easy, changing accounts can be difficult. Since savings accounts can change their rates at any time, the best approach is to not just look for an account that is offering high rates today, but one that has a track record for consistently offering competitive rates."

Here are the top 10 banks in's 2015 list of the best savings accounts, along with their average rate from the fourth quarter of 2013 through the third quarter of 2014:

1. Doral Bank – 0.937 percent
2. GE Capital Bank – 0.908 percent
3. Barclays – 0.900 percent
4. CIT Bank – 0.879 percent
5. Capital One Bank – 0.869 percent
6. Ally Bank – 0.866 percent
7. Discover Bank – 0.838 percent
8. FNBO Direct – 0.829 percent
9. American Express Bank – 0.820 percent
10. Sallie Mae Bank – 0.800 percent

For more details on the survey, please see the full feature on at


The rankings of the best savings accounts for 2015 is based on the rates compiled in the America's Best Rates surveys from the fourth quarter of 2013 through the third quarter of 2014. The America's Best Rates survey examines banks in the MoneyRates Index, a sampling of banks that includes the 50 largest banks in the U.S. (based on deposits) and an equal number of smaller banks.

About has been a leading source of information on bank rates, personal finance, savings accounts and investing since 1999. The site seeks to provide the highest rates on CDs, money market accounts and high-yield savings accounts. is owned and operated by QuinStreet, Inc. (NASDAQ: QNST), one of the largest Internet marketing and media companies in the world. QuinStreet is committed to providing consumers and businesses with the information they need to find, research and select the products, services and brands that best meet their needs. The company is a leader in visitor-friendly marketing practices. For more information, please visit


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