Tinkoff has Fulfilled all Conditions Precedent under the Eurobond Revision Process


Tinkoff has Fulfilled all Conditions Precedent under the Eurobond Revision
Process

Egidaco Investments PLC (“Tinkoff”), the parent company of ‘Tinkoff Credit
Systems' Bank (TCS Bank), is pleased to announce that the Agent, E. Öhman J:or
Fondkommission AB, has confirmed that all Conditions Precedent have been
satisfied.  This means that the new structure, as approved by Bondholders, is in
force.

The Agent informed Tinkoff that the relevant Conditions Precedent were satisfied
as of the Signing Date (11 June 2009) and the Implementation Date (15 June
2009).  We are therefore pleased to announce to our bondholders that this issue
has now been successfully closed.

On behalf of its Shareholders and Management team, Tinkoff would like to express
its gratitude to all Bondholders for their patience and support during a
protracted revision process.

For additional information 

Oliver Hughes, President						
tel: +7 495 648 1000						
e-mail: o.hughes@tcsbank.ru 			

Ilya Pisemsky, CFO	
tel: +7 495 648-1000 
e-mail: i.pisemsky@tcsbank.ru

web: www.eginvestments.net/


Bank 'Tinkoff. Credit Systems' is Russia's first bank, specialising on the
issuing and servicing of credit cards.  The bank was founded by the famous
Russian entrepreneur, Oleg Tinkov.  In October 2007, the international
investment bank Goldman Sachs became a shareholder. In September 2008, Vostok
Nafta Investments Limited also became a shareholder.  

TCS Bank uses modern CRM and risk management systems.  The bank employs a remote
service model, providing virtual banking services of the highest quality to its
customers. Service is provided to customers through a sophisticated Call Centre,
Internet, SMS banking and by mail through the Russian Postal system.  The
combination of a narrow focus with a hi-tech approach gives the bank a distinct
competitive edge in the rapidly growing Russian credit card market.