• Profit or loss of DKK -17.2 million after tax. • 32% increase in EBIT before write-downs, translation and share price adjustments and costs associated with the first guarantee scheme for banks from first to second quarter. • Positive share price adjustments of securities, etc. • 3.5% combined expense reduction, including 21% reduction in other administrative expenses. • Major increase in write-downs, in total DKK 66.3 million. • Solvency ratio strengthened to 13.4% against 12.9% at the turn of the year. • Core capital ratio increased to 11.1%. • Individual capital adequacy of 8.4%. • Participation in the second guarantee scheme for banks is expected to take place during the third quarter.