Adjustment of certificates in DnB NOR (220/09)

In connection with the rights issue all certificates with DnB NOR as underlying
instrument will be recalculated. The recalculation will be effective as from
Friday November 20th, 2009. 

Please see the attached sheets for information about the new terms and
conditions for the certificates. 

Please contact the issuers for detailed information about the recalculation.