DGAP-Adhoc: DVB posts another record result, plans dividend increase


DVB Bank AG / Final Results

19.02.2008 

Release of an Ad hoc announcement according to § 15 WpHG, transmitted by DGAP - a company of EquityStory AG.
The issuer is solely responsible for the content of this announcement.
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Based on preliminary, unaudited figures, DVB Bank AG’s net profit for the
2007 financial year increased by 21.3%, to EUR109.2 million (2006: EUR90.0
million, 2005: EUR54.3 million; 2004: EUR33.8 million).

Wolfgang F. Driese, CEO and Chairman of the Board of Managing Directors of
DVB Bank AG, commented on the figures: 'DVB recorded a strong result for
2007, despite a challenging market environment. Even though the retention
of profits, to strengthen the Bank’s capital and finance its continued
growth, remains our priority, we plan to boost our shareholders’
participation in the Bank’s higher earnings. Our business model – and our
strict adherence to it – have shielded us against any direct negative
impact of the crisis on financial markets. We include the higher
refinancing costs in our pricing for new business, without exception. DVB
continues to rely on a sound funding base within the framework of the DZ
BANK Group.'

Looking ahead for 2008, Driese added that the Board of Managing Directors
'expects DVB’s business to develop favourably, even in the event of a
weakening global economy. We benefit from demand for extra capacity in
certain transport segments, and by stronger investment in fuel-efficient
and environmentally friendly technologies.'

Individual operating result items developed as follows: net interest income
excluding loan losses totalled EUR193.6 million, up 21.4% on the previous
year’s figure of EUR159.5 million. Net impairment losses on loans and
advances totalled EUR20.3 million (2006: EUR27.8 million). Net fee and
commission income was up by 17.0%, to EUR84.8 million (2006: EUR72.5
million). This includes loan commissions from Transport Finance
commitments, as well as fees generated by the Bank’s investment management
and advisory activities. General administrative expenses were up by 17.5%,
from EUR125.4 million (2006) to EUR147.4 million.

DVB’s nominal customer lending (the aggregate of loans and advances to
customers, guarantees and indemnities, and irrevocable loan commitments)
rose by 20.1%, to EUR14.38 billion (2006: EUR11.97 billion).

DVB has used financial indicators – specifically, return on equity before
taxes (RoE) and cost/income ratio (CIR) – to manage its business since
1998. Based on German GAAP, RoE rose to 25.9% (2006: 20.9%), and CIR was
45.0% (2006: 45.1%).

Based on IFRS, RoE increased to 20.4% (2006: 19.9%), whilst the CIR rose
slightly, to 51.2% (2006: 49.9%).

The figures presented here are preliminary, and have not yet been audited.
Audited results for the business year 2007 will be outlined at the press
conference to present the financial statements and analysts’ conference,
which will take place in Frankfurt/Main on 14 April 2008, starting at 10:30
a.m. The Group Annual Report will be published within the deadlines
prescribed by law, at the latest on 30 April 2008.

Note to Editors: 
DVB Bank AG, based in Frankfurt/Main, is an international advisory bank and
finance house that specialises in the global transport market. DVB offers
integrated financing solutions and advisory services in respect of
Shipping, Aviation, and Land Transport. The Bank operates out of offices in
Frankfurt/Main, London, New York, Rotterdam, Hamburg, Bergen/Oslo, Piraeus,
Hong Kong, Singapore, Tokyo and Curaçao. DVB Bank AG is listed at the
Frankfurt Stock Exchange (ISIN: DE0008045501).


Prof. Dr. Borislav Bjelicic
Telefon (0 69) 9750 4390
Fax (0 69) 9750 4333
DVB Bank Aktiengesellschaft
Corporate Communications
Friedrich-Ebert-Anlage 2 – 14
60325 Frankfurt am Main
borislav.bjelicic@dvbbank.com
www.dvbbank.com


DGAP 19.02.2008 
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Language:     English
Issuer:       DVB Bank AG
              Friedrich-Ebert-Anlage
              60325 Frankfurt am Main
              Deutschland
Phone:        069-97504-390
Fax:          069-97504-333
E-mail:       borislav.bjelicic@dvbbank.com
Internet:     www.dvbbank.com
ISIN:         DE0008045501
WKN:          804550
Listed:       Regulierter Markt in Frankfurt (General Standard);
              Freiverkehr in Stuttgart, Düsseldorf
End of News                                     DGAP News-Service
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