To NASDAQ OMX Copenhagen A/S 26 November 2008 Announcement no. 98/2008 Final terms for mortgage bond to be opened on 1 December 2008 On 1 December 2008 BRFkredit will open a new mortgage bond. Final terms for the bond are attached to this announcement. The prospectus for the bond is comprised of the attached final terms and the previously disclosed base prospectus for covered bonds issued by BRFkredit a/s. BRFkredit's base prospectus is available on BRFkredit's home page www.brf.dk. Yours sincerely BRFkredit a/s Ulrikke Ekelund Chief Economist Direct phone (+45) 45 26 22 57 E-mail uek@brf.dk Please observe that the Danish version of this announcement prevails