JSC NORVIK BANKA non-audited financial results as of January 31, 2009: Assets LVL 526 090 901 (EUR 748 559 913) Loans LVL 308 649 566 (EUR 439 168 767) • Incl. loans to households for acquisition of housing LVL 9 110 050 (EUR 12 962 433) • Incl. mortgage loans LVL 62 874 673 (EUR 89 462 600) Deposits LVL 359 077 818 (EUR 510 921 705) • Incl. from households LVL 111 075 141 (EUR 158 045 687) Shareholders' equity LVL 61 047 518 (EUR 86 862 792) Profit of the year LVL 1 248 696 (EUR 1 776 734) Assets under management LVL 30 938 811 (EUR 44 021 962) The fixed exchange rate of the Bank of Latvia is 1 EUR=0.702804 LVL. Financial Institutions Department JSC ”NORVIK BANKA” Tel.: +371 67011467, +371 67041178 Fax: +371 67041196 E-mail: marija.gulajeva@norvik.lv