DENVER, CO--(Marketwire - Apr 28, 2011) - People who find themselves in various stages of financial hardship can now get help at the newly launched Center for Bankruptcy Planning website, founded by financial planner Kenneth Nierman, along with a highly qualified board of advisers.

There is no charge for the information and guidance.

The website includes a four-minute, introductory video that explains how to use the website, plus state-tailored information, including videos that lead viewers through the bankruptcy process. While bankruptcy laws are federal, and common to all states, many states allow individuals who file for bankruptcy to keep higher levels of personal property and possessions than the federal minimums.

"In the previous several years, more than a few clients who had experienced personal bankruptcy expressed their frustration in not finding centralized information to help them through those difficult times," Nierman said. "These do-it-yourself spirits, lacking familiarity with the bankruptcy process and which assets receive protection in the courts, needlessly lost thousands of dollars. While their ambition was admirable, the level of their financial pain was sadly unnecessary."

One of the most helpful aspects of the "Is Bankruptcy Right for You" video, is the explanation of the three time-periods in the bankruptcy process: Pre-bankruptcy (avoiding, or identifying the need to file), Post-filing (the "quiet period" when creditors stop calling), and Post-bankruptcy (rebuilding your life after discharge from the court). The video offers further help through a proprietary financial overview that leads the viewer to determine whether bankruptcy seems inevitable.

Counselors who offer a free stress-relieving financial session are invited to list their contact information on the website without charge. All other professionals have multiple sponsorship opportunities available to reach out and support individuals and families facing difficult financial times. The website emphasizes that its content does not constitute legal, tax or financial advice and is not intended to supplant the professionals who would provide those services. More information is available at

About Kenneth A. Nierman -- Ken Nierman is a CERTIFIED FINANCIAL PLANNER Practitioner and is a 30-year veteran in the financial industry. He has served in management and representative roles with such firms as E.F. Hutton, Shearson Lehman Brothers, Liberty Mutual, and The Guardian Life Insurance Company of America.

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Media Contact:
Steve Caulk