TORONTO, ONTARIO--(Marketwire - Jan. 18, 2012) - INCOME FINANCIAL TRUST ("INCOME FINANCIAL") declares its variable monthly distribution of $0.05674 per unit, or 8.5% annually based on the December 30, 2011 net asset value of $8.01. The distribution is payable February 10, 2012 to shareholders on record as of January 31, 2012.

Income Financial unitholders have received a total of $24.55 per unit in distributions since inception, inclusive of this distribution.

Income Financial invests in North American financial services companies whose shares are included in the TSX Financial Services Index, the S&P Financials Index or the S&P Midcap Financials Index.

Income Financial Distribution Details:
• Variable Distribution per Unit: $0.05674
• Ex-Dividend Date: January 27, 2012
• Record Date: January 31, 2012
• Payable Date: February 10, 2012

Contact Information:

Income Financial Trust
Investor Relations
416-304-4443 or toll free at 1-877-4-Quadra (1-877-478-2372)