Selskabsmeddelelse nr. 98, 2012 – Addendum to Base Prospectus of 14 April 2011

The following security code has been added to the final terms (Appendix 1) of
the Base Prospectus of Nordea Kredit Realkreditaktieselskab dated 14 April 2011:

ISIN code     Nom interest   Name          Opening  Closing  Maturity  Currency
              rate/maturity                date     date     date

LU0840818172  2% 2016        NordeaEURapr  05/10    29/02    01/04     EUR
                                           -2012    -2016    -2016


Reference is otherwise made to the entire Base Prospectus.

Questions can be directed to René Boesen at phone no. +45 33 33 25 26


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Nordea Kredit Realkreditaktieselskab