OGDEN, UT--(Marketwire - Oct 30, 2012) - A new TAB Bank white paper provides an overview of the different financing options businesses are using today to manage cash flow and company growth. The paper provides a deeper look at more traditional financing options such as a line of credit, to more alternative financing options such as accounts receivable financing (also called factoring), and asset-based lending. The paper, entitled "What Type of Commercial Financing is Right for My Business?" can be downloaded by clicking here.

"Businesses today tap into various financing tools to aid in financing everything from payroll, to equipment expenditures, to broad company expansion. Each financing option has pros and cons, and this paper clearly outlines three of those choices. Even though some of the alternative financing options are becoming more mainstream, we're finding many executives are unclear about how accounts receivable financing and asset-based lending work."
- Justin Gordon, Vice President of Sales for TAB Bank

Traditional versus Alternative Financing Highlights
The paper includes five main categories to review the differences between a line of credit, accounts receivable financing, and asset-based lending.

1) How the financing option works
2) What the underwriting is based on
3) Timing of underwriting
4) Monitoring requirements
5) Business profile of a typical user

The following graphic from the white paper provides a visual representation of some of the key differences between a line of credit, accounts receivable financing, and asset-based lending.

FDIC-insured TAB Bank provides alternative funding services to a variety of industries like transportation, manufacturing, staffing, and technology. The "What Type of Commercial Financing is Right for My Business?" white paper is available for free download now by clicking here.

About TAB Bank
TAB Bank (@TABBank) has assets in excess of $800 million through a variety of financial products including: capital equipment lease financing, accounts receivable financing, asset-based lending, lines of credit, equipment loans, business accounts, and commercial banking services. TAB Bank provides working capital solutions to small- and medium-sized commercial businesses across a wide range of industries. TAB provides these solutions in all stages of a company's business life cycle no matter the economic climate.