TORONTO, ONTARIO--(Marketwire - Nov. 20, 2012) - INCOME FINANCIAL TRUST ("INCOME FINANCIAL") declares its variable monthly distribution of $0.06063 per unit, or 8.5% annually based on the October 31, 2012 net asset value of $8.56. The distribution is payable December 10, 2012 to shareholders on record as of November 30, 2012.

Income Financial unitholders have received a total of $25.15 per unit in distributions since inception, inclusive of this distribution.

Income Financial invests in North American financial services companies whose shares are included in the TSX Financial Services Index, the S&P Financials Index or the S&P Midcap Financials Index.