Handelsbanken’s interim report January

Summary January – June 2014, compared with January – June 2013

  · The period’s profit after tax for total operations increased by 11% to SEK
7,943m (7,161)
  · Earnings per share for total operations increased to SEK 12.50 (11.29)
  · Operating profit went up by 10% to SEK 9,997m (9,059) and rose by 17% in
home markets outside Sweden
  · Return on equity for total operations rose to 14.3% (14.2)
  · Income increased by 6% to SEK 19,128m (18,040)
  · Net interest income went up by 1% to SEK 13,357m (13,214) and in the home
markets outside Sweden, net interest income increased by 12%
  · The C/I ratio improved to 44.7% (46.5)
  · The loan loss ratio was 0.07% (0.07)
  · The common equity tier 1 ratio according to CRD IV increased to 20.1% (17.8)
and the total capital ratio rose to 25.0% (21.1)
  · The Bank’s liquidity reserve exceeded SEK 800bn
  · The Bank has decided to establish a fifth regional bank in the UK, with its
head office in Leeds

Summary of Q2 2014, compared with Q1 2014

  · The period’s profit after tax for total operations increased by 3% to SEK
4,034m (3,909) and earnings per share were SEK 6.35 (6.15)
  · Operating profit increased by 3% to SEK 5,077m (4,920)
  · Return on equity for total operations rose to 15.1% (14.1)
  · Income increased by 2% to SEK 9,647m (9,481)
  · Net interest income rose by 1% to SEK 6,704m (6,653)
  · The loan loss ratio was 0.06% (0.07)


The slide presentation for today’s press conference will be available at 06.30
CET at www.handelsbanken.se/ireng  (http://www.handelsbanken.se/ireng%20)


For further information, please contact:
Pär Boman, President and Group Chief Executive
Tel: +46 (0)8 22 92 20

Ulf Riese, CFO
Tel: +46 (0)8 22 92 20

Mikael Hallåker, Head of Investor Relations
Tel: +46 (0)8 701 29 95, miha11@handelsbanken.se

Handelsbanken discloses the information provided herein pursuant to the
Securities Markets Act. Submitted for publication on 17 July 2014, at 06.30 CET.

For more information about Handelsbanken, please go to: www.handelsbanken.com
Handelsbanken’s interim report January– June 2014

Attachments
