SANTA ANA, CA--(Marketwired - Feb 18, 2015) - According to a 2014 study by the Insurance Research Council, California has the highest population of uninsured motorists in the U.S. with research reflecting a whopping 4.1 million drivers hitting the road each day sans any form of insurance -- a problem that ultimately creates a minefield of risk each and every time drivers hit the road.

Pyka Lenhardt Schnaider Zell (PLSZ) partner, Guillermo Schnaider has handled numerous uninsured and underinsured motorist cases during his 40 years in practice. Schnaider says California auto insurance companies are statutorily obligated to provide uninsured motorist bodily injury (UMBI) coverage. And for those California drivers who do actually carry auto insurance, most fall victim to the false sense of security this insurance can provide.

"What most drivers fail to realize is that their UMBI coverage may provide them with inadequate protection, which may not come close to compensating them for a serious injury caused by an uninsured or an under-insured driver," Schnaider says.

As consumers look to purchase new cars or review coverage plans, Schnaider warns it is critical they take important precautions to protect themselves and their families and consider bumping up their coverage to prevent future losses.

"Education is the key to solving this problem and saving thousands of dollars for victims in crashes," adds Schnaider.

Schnaider recommends motorists look into the terms of their policies and talk to a licensed agent about UMBI coverage.

NOTE TO EDITORS AND PRODUCERS: Guillermo Schnaider, JD is available for interviews about potential risks and pitfalls; the secret trap of hit-and-run accidents; worse case scenarios and real cases from the field; and more about UMBI coverage. Contact Leslie Licano at (949) 733-8679 to schedule an interview or request contributed content.

To learn more about PLSZ, please visit

About Pyka Lenhardt Schnaider Zell: For more than forty years, the partners of Pyka Lenhardt Schnaider Zell have been serving the legal needs of individuals, public entities, private business and the insurance industry; representing national, regional and local clients in California and Arizona. The four founding attorneys have more than 150 years of combined experience, with over 250 tried to verdict cases and a more than 90 percent success rate. The attorneys of PLSZ represent both the old and new guards of law, and bring a solid combination of experience, efficiency and sensitivity to each of its clients. With expertise in a wide spectrum of civil litigation, including public law (civil rights, premises liability and school district defense), product liability, personal injury, construction defect, employment (including sexual harassment), defamation, mold and toxic tort, PLSZ attorneys bring the same care and respect to each case that comes to their desks. With a guiding principle of keeping clients fully informed of all significant developments in their cases and working closely with them to resolve litigation matters quickly and economically, PLSZ believes that its experience and integrity provide unparalleled efficiency for its clients. For more information, please visit

Contact Information:

Leslie Licano
Beyond Fifteen Communications, Inc.